STEM Friday

Science, Technology, Engineering, and Mathematics Books

Understanding Credit


Understanding Credit (Searchlight Books–How Do We Use Money?)
by Carla Mooney (Author)

Booktalk: It is easy to spend money when you have a credit card or a loan. But it is also easy to spend or borrow more than you can afford. How can you use credit responsibly? How can you avoid going into debt? Read this book to understand how credit works.

Snippet: A credit card lets you use debt to pay for something. When you use a credit card, you borrow money from a credit card company. You must pay back this money. Credit card companies also charge interest. Interest increases over time. The longer you take to pay back the money, the more you must pay.


It’s back to school shopping time–a teachable moment for a lesson on spending and credit! Try the Take the Spending Challenge and play a game to see how paying with cash or credit affects how much you owe.

Carla is one of my former students!

STEM Friday

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Author: Anastasia Suen

From her studio in Northern California, developmental editor Anastasia Suen reads, writes, and edits books for creators of all ages.

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